Until Health Care Reform Takes Effect

While a large number of bankruptcies include medical expenses, there is no such thing as a “medical bankruptcy.” Thankfully, health insurance reform will push fewer clients over the financial edge. While the full bill won’t be enacted for four more years, several changes are now in effect: More services will be paid in full, regardless [...]

I want to file a “medical bankruptcy”

We get calls asking for a “medical bankruptcy” nearly every day. There is no such thing. When you file for bankruptcy protection, your medical creditors are in your filing alongside all the others, including credit cards, vehicles, real estate, business loans you guaranteed, etc.