Who Defaults, and Why?

This month we’ve run a series for distressed homeowners and published NC foreclosure data. To round out our coverage on the topic I want to discuss a paper written by James E. Rogers of the University of Arizona’s College of Law because it runs counter to what people generally believe is happening with people “walking [...]

Speaking on Business Bankruptcy

Unfortunately, lawyers have a reputation for being “all about the money.”  Few people realize the pro bono (free) work so many of us do for those unable to pay.  This week my partner Rick Mitchell and I will be speaking (for FREE) in Charlotte on business bankruptcy for NC LEAP , the premier provider of [...]

Emerging Trend in Commercial Foreclosures

People tend to stick their heads in the sand and hope for the best. Hoping for the best isn’t a strategy. You can hope for the best while planning for the worst.

I want to file a “medical bankruptcy”

We get calls asking for a “medical bankruptcy” nearly every day. There is no such thing. When you file for bankruptcy protection, your medical creditors are in your filing alongside all the others, including credit cards, vehicles, real estate, business loans you guaranteed, etc.

I don’t want to file, but should I?

Many people we see in our offices want us to handle negotiations with credit card companies or provide them with credit card counseling. Most often these individuals need bankruptcy protection, not creditor negotiation or credit card counseling. You may be the exception, so contact our office for an initial consultation. Here’s a checklist to see whether bankruptcy is a viable option for your circumstances.