The Do Not Call Registry: Can It Stop Creditor Calls?

Last week I wrote about creditors that text collections messages to debtors’ cell phones.  We had a question from a reader about the legality of creditors using cell phones in light of the federal Do Not Call Registry. Specifically, if you place your cell phone on the Registry, are creditors prohibited from calling you? The [...]

If The Paperwork Is Wrong, It’s Not Enforceable

In this recession, it is no surprise that the Federal Trade Commission — which has primary enforcement responsibility as to the Fair Debt Collection Practices Act — reports an absolute increase in the number of complaints by consumers about third-party debt collectors’ practices. An April 21, 2010 slip opinion by the United States Supreme Court [...]