Board Certified Specialist in Bankruptcy
Did you know that under North Carolina law, one spouse can be liable for the medical expenses incurred in providing necessary medical services to the other spouse? This is true:even where that spouse did not sign a credit application and even where that spouse did not sign or any agreement to be responsible for the billsIntroducing the doctrine of necessaries Thanks to the “doctrine … [Read more...]
The FTC recently released a report showing that the leading consumer complaint category in 2010—for the 11th consecutive year—is identity theft, garnering 19% or 250,854 complaints received. We have seen situations where identity theft drove someone into bankruptcy.Close behind identity theft was debt collection, which accounted for 11% or 144,159 complaints.Although we do not … [Read more...]
The law lags often behind technological advances; one example is the area of debt collection. While financial service providers send 12 million text messages per day, most of them are service-related (such as account balance alerts) and permitted by the account holder.However, if you are a creditor thinking of using text messaging as part of your collections efforts, you might think twice … [Read more...]