Heather W. Culp
Personal Statement: We are our clients’ advocates in a complicated legal system and want the best possible outcome for them. We make every effort to work with our clients to make their legal problems or goals affordable both financially and emotionally.
Heather Whitney Culp
Practice Areas: Representation of debtors, creditors, and other parties in interest in civil cases, including receiverships; representation of debtors, creditors and bankruptcy trustees in Chapter 7 and 13 bankruptcy cases; debt settlement; substitute trustee engagements in commercial foreclosures; representation of parties to business disputes.
Admitted: 1997, Kentucky (inactive); 1998, U.S. District Court, Eastern District of Kentucky; 2000, U.S. District Court, Western District of Kentucky; 2002, North Carolina and U.S. District Court, Western District of North Carolina; 2006, U.S. Tax Court; 2007, U.S. Court of Appeals, Fourth Circuit
Law School: University of Kentucky, J.D., 1997
College: Miami University, B.A., English Literature, cum laude, with departmental honors, 1994
Member: Mecklenburg County (Member, Continuing Legal Education Committee, 2007-2008; Co-Chair, Continuing Legal Education Committee, 2008–), North Carolina (Lawyers in the Schools Committee, 2002-2004; Co-Chair, Lawyers in the Schools Committee’s Justice Teaching Institute Subcommittee, 2004-2006; Lawyers in the Schools Committee, 2006-2007; Chair, Law-Related Education Advisory Committee, 2007-2009), Kentucky and American Bar Associations; North Carolina State Bar; American Bankruptcy Institute; Bankruptcy section of the NCBA; the National Assocation of Bankruptcy Trustees; and the Commercial Law League of America.
Born: Killeen, Texas, March 1, 1973
Professional Affiliations:
- American Bankruptcy Institute
- American Bar Association
- Commercial Law League of America
- Kentucky Bar Association
- Mecklenburg County Bar – Member, Continuing Legal Education Committee, 2007-present; Co-Chair, Continuing Legal Education Committee, 2008-2010
- North Carolina Bar Association – Lawyers in the Schools Committee/Law-Related Advisory Committee, 2002-present; Co-Chair, Lawyers in the Schools Committee’s Justice Teaching Institute Subcommittee, 2004-2006; Lawyers in the Schools Committee, 2006-2007; Chair, Law-Related Education Advisory Committee, 2007-2009)
- North Carolina Bar Association – Bankruptcy Section
- North Carolina State Bar
- National Association of Bankruptcy Trustees – Associate member
Recent speaking engagements and articles
- Program planner, Mecklenburg County Bar’s Annual Bankruptcy Update Continuing Legal Education seminar, held 5/14/10
- “Bankruptcy 101: What Every Lawyer Needs to Know About Bankruptcy,” Mecklenburg County Bar Continuing Legal Education seminar held 2/19/10.
- “Working with Clients Facing Economic Crisis,” as part of a Mecklenburg County Bar Continuing Legal Education seminar titled “Hard Times: How to Survive and Thrive in the Economic Recession,” held 4/17/09; given again as part of the Mecklenburg County Bar’s Sole Practitioner/Small Firm Section meeting on 5/7/09
- “Small Business Bankruptcies: The Dream is Dead,” authored by Richard M Mitchell and Heather W Culp, September ’08 of the Mecklenburg County Bar newsletter
- “Asset Planning and Protection,” authored by Richard M Mitchell and Heather W Culp, September, 2009 issue of the NCBA’s Elder Law section newsletter


