January 28, 2012

The Firm

Attorneys Richard M. Mitchell and Heather W. Culp at Mitchell & Culp, PLLC, have nearly fifty years of combined experience helping clients determine… [more]

The Firm The Firm

Bankruptcy

Sometimes, despite our best efforts and intentions, life takes a turn for the worse:Marriages sometimes end in divorce Businesses that we own are… [more]

Bankruptcy Bankruptcy

Creditor Work

Because we work with individuals and companies in bankruptcy, we know the ins and outs of dealing with creditors.  This makes us the ideal firm to hire… [more]

Creditor Work Creditor Work

Asset Planning & Protection

Asset planning refers to either placing assets beyond the reach of creditors, or making the process of reaching assets so difficult for creditors that… [more]

Asset Planning & Protection Asset Planning & Protection

Featured Articles

The Credit Abuse Resistance Education Program

I belong to a number of professional organizations, including the American Bankruptcy Institute (ABI). As a bankruptcy attorney, I wish more young people … [Read More...]

Don't despair when the creditors call

Dealing with Creditor Calls

Some of the best advice a bankruptcy attorney can give is about timing: when to file.  In many circumstances, we advise our clients to wait until a date … [Read More...]

Bankruptcy proceedings are subject to the federal courts, therefore more reliable than mortgage modification promises

Second Mortgage Options in Chapter 13 Bankruptcy

Mortgage modifications are rare.  Modifications for second mortgages present challenges of their own. Clients who are in financial difficulty are well advised … [Read More...]

Rick Mitchell

Chapter 13–Lien Stripping: Hope for Homeowners

After several years of speaking with our clients about loan modifications to save homes and hearing a sad litany of misinformation and outright deceptions, it … [Read More...]

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